Private Real Estate Debt Fund

Specializing in ground up construction, commercial, residential, and Non-Australian Resident Financing

About Us

HFG Capital is a private lender offering residential renovation, new construction, and bridge loans for builders and investors, and Non-Australian residents who don't want to wait forever to be approved by a traditional bank. At HFG Capital, As a direct private lender, we provide short-term bridge and construction loans secured by first mortgages to developers throughout Australia. We manage a debt fund that originates million's in construction financing each year with loans ranging from $5 million to $100 million for property types that include Multifamily, Industrial, Office, Retail, Residential and Mixed-Use.


HFG Capital was founded to provide a better experience for real estate investors and developers and Non-residents. We underwrite to combine loan-to-value, story, and exit strategies. We are the direct decision-maker for our fund, and we can close in as quickly as one week.


We pioneer offering Foreign National mortgages to international borrowers. We are Helping Fund The Gap at HFG Capital by aiming to be market leaders within Australia by providing our Foreign National loans with proven expertise and extensive experience. With a variety of private lending mortgage options, HFG Capital as a direct lending fund can tailor mortgages to the unique needs of non-residents and provide skilled guidance throughout the process.


We have the knowledge and experience to provide mortgage solutions for foreign national real estate investors to purchase, refinance or release equity. Equity release (or cash out) mortgages have been very popular and are typically used for investments or to buy more real estate.

Our team has had the honor of working with a wide range of developers on an array of impressive projects that enhance the communities in which they are located.
HFG Capital excellent reputation as a private lender has been built on our ability to provide fast, creative financing solutions for borrowers who need more leverage and certainty of execution.


Our purpose is to create and build opportunities. 

It cohesively reflects our corporate culture and is the foundation of our team’s vision for HFG Capital. Over the years we have had the benefit of aligning with those who share in our purpose, and we will continue to Create and Build Opportunities for our company, employees, borrowers and investors and our referral broker network. 


Our Core Values

We always strive to embody trust, integrity, teamwork, creativity, and reliability.


Flexible Financing for Real Estate Investors

We offer short- and mid-term financing options for renovated residential, mixed-use, and commercial properties. These loans can be used as a bridge while waiting to sell your completed project or obtaining long-term financing for your rental property.


  • Loan-to-value up to 75% LVR 1st Mortgage
  • Cash out permitted
  • Loan terms up to 36 months
  • Capitalise Interest rates if needed

Accelerate Your Success

We know time is money. We'll work hard to close your loan quickly and make the process easy. At each step, our skilled team will help you move fast. 

We lend to self employed business owners and companies looking for short to medium term loans for any purpose.


  • 3-5 day settlement turnaround
  • Lending Australia Wide not just limited to east coast
  • Acceptable securities: residential, commercial, industrial and development/landbank
  • Construction loans (including partially completed projects) considered

Borrow with Confidence

HFG Capital investors have funded $100's of millions per annum of loans like yours. As a direct bridge loan lender, we’ll give you confidence that you’ve found a strong partner to help you meet your real estate investment goals. We take a common sense approach to lending and can often assist when the banks cannot.


  • Urgent bridging loans and short term loans
  • Business, Construction and Vacant Land loans
  • Cash out & ATO Debts
  • Commercial property
  • Non-residents or  self employed

Mezzanine 2nd Mortgage & Caveat 

24 - 72 hours settlement turnaround

Acceptable securities: residential, commercial, industrial and development/landbank

No valuation. Can do desktop internal valuation 

Construction loans (including partially completed projects) considered

LVR up to 80%

Lending Australia Wide, Not just limited to east coast



  • Preserve total confidence in each other and our clients

  • Full transparency in everything we do


  • Inspire excellence by believing in people, enabling them to achieve their highest potential


  • Foster a consistent and stellar reputation that is a testament to our words and follow through


  • Go beyond the letter of our agreements


  • Act in the best long-term interests of our clients


  • Explain and update borrowers on all new information and findings


  • Authenticity and straightforwardness are entrenched in our culture


  • Motivation and inspiration raise the bar for all company-wide

  • Serve each other from the top down, bottom up, and sideways

  • Everyone gets a seat at the table

  • Thrive alongside our clients with a focus on a win-win strategy for all involved


  • Constantly develop new, inventive, and resourceful ways to close deals

  • Collaborate on unique situations to produce solid solutions

  • Rethink standard practices of the industry to streamline processes

  • Approach convention with healthy skepticism


  • Ensure peace of mind knowing we can fund loans large and small

  • Say what we mean and mean what we say

  • Guarantee tasks will get accomplished in a timely manner

  • Go the distance to deliver with passion, enthusiasm, and experience


Why our client love us!

“The team at HFG Capital have been great to work with. The funds have been made available quickly and without fuss. We are about to start another project and will happily bring my family and associates to you guys!”

- R. Budiman

We were very impressed with the support and updates provided by Yantono during this process. This process can be frustrating at the best of times and Yantono always made sure we were informed and given reasons for any delays. Thanks again for all your help.

- J. Thomason

“I found HFG Capital to be attractive as the yields are lower than one would normally get from other alternative lenders. The credit team has done a great job in keeping me up to date with my application”

- J.Pham

Highly responsive, always professional, and kept up with a quickly accelerating schedule. Very helpful for a non-resident buyer like us.

- D. Castro